Answers to some common health insurance questions

Since Penn State’s transition to United Healthcare Student Resources and the implementation of new insurance requirements for international students, there have understandably been many questions over the last few weeks. Here are the answers to some of the most common ones that GPSA and UHS have received. If you do not see the answer to your question listed here, you can contact UHS for help by email at or by phone at (814) 865-7467.

LionPATH Activity Guide vs. UHS Enrollment/Declination

The purpose of the LionPATH Activity Guide (under My Information/Health Insurance in LionPATH) is so that UHS can collect information about the insurances that Penn State students utilize. International students will not see the Health Insurance Activity Guide, as they have the mandatory health insurance requirement that must be completed with First Student (

It is important to know that filling out the LionPATH Activity Guide is not a substitute for declining your medical, dental, and/or vision coverage or adding dependents on the UHS website through the Graduate Benefit Enrollment System (GBES) at

Why did I get an email from United about obtaining my ID Card information, even though I declined coverage on the GBES?

To speed up the process of getting students their insurance cards, the Graduate School has provided UHS with a list of processed assistantships and fellowships that was then forwarded to United Healthcare Student Resources – which is why you received this email.

If you decline your benefits through the GBES (not just on LionPATH) before September 5, your information will be deleted from the final enrollment files Penn State sends to UHCSR, and you will not have the premiums deducted from your paychecks.

Special notice for international students:

Please note: selecting “Waive Your School’s Insurance” on the First Student website does not indicate that you wish to decline SHIP coverage, rather, that you acknowledge the Penn State SHIP and agree to the monthly paycheck deduction schedule.

For more information, visit the Student Health Insurance page for International Students at

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